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August 12, 2009

Students at higher risk of identity theft

I thought this article timely as I dropped my daughter off for the first day of second grade today. College students are considered a higher risk that most for identity theft. Here's an article about this subject from

"The U.S. Department of Education, Office of the Inspector General, has outlined tips for college students to protect themselves from identity theft. The report cautions, 'as a student, you may even be more vulnerable to identity theft because of the availability of your personal data and the way many students handle this data.' Listed as some of the main pitfalls are:

Almost half of all college students receive credit card applications on a daily or weekly basis.
Many of these students throw out card applications without destroying them.

Nearly a third of students rarely, if ever, reconcile their credit card and checking account balances.

Almost 50 percent of students have had grades posted by Social Security number.

The problem isn't the student's failure to monitor their balances. The problem is allowing credit card companies to send out unsolicited applications and allowing universities to use the student's SSN for identification. Don't blame the victim - fix the problem."

All good points and advice. The rest of the article can be found here -

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