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May 31, 2009

New Ninth Circuit case regarding credit scoring

Ojo v. Farmers Group, Inc., Ninth Circuit, No. 06-55522 - In a Fair Housing Act action alleging racial discrimination by a homeowner's insurer, the dismissal of the complaint is reversed where the District Court erred by construing the complaint as challenging credit scoring per se, when in fact it only challenged Defendant's use of scoring that resulted in a racially disparate impact.

Read the whole opinion here - http://www.ca9.uscourts.gov/opinions/view_subpage.php?pk_id=0000009553

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