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www.fcralawyer.blogspot.com
A blog explaining the Fair Credit Reporting Act.
Welcome to FCRA Lawyer blog!
Your good name is one of the most valuable things you possess. Yet, according to a study conducted by the United States Public Interest Research Group, more than 79 percent of credit reports from the national credit bureaus (Experian®, TransUnion®, and Equifax®) contain either serious errors or mistakes of some kind. These errors can have a serious impact on a person’s life, as credit reports are used for everything from granting credit and setting interest rates to obtaining insurance and employment.
Why the FCRA?
This blog is dedicated to explaining the ins and outs of the Fair Credit Reporting Act. The Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) is the federal legislation that regulates the credit reporting industry, including the national credit bureaus Equifax®, Experian®, and TransUnion®. The Fair Credit Reporting Act, or “FCRA,” was enacted to protect consumers from the damage that errors in their credit reports could cause.
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Disclaimer
Just because I am an attorney, that doesn't make me YOUR attorney. So reading this blog, posting to this blog or conversing with me via this blog does not create any kind of attorney client relationship between me and you or my law firm and you. In other words, unless there is a contract signed by me and you memorializing my representation of you, you are NOT my client. Thanks for understanding.
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- 1010data (1)
- 15 U.S.C. 1681 (1)
- 15 U.S.C. 1681a (10)
- 15 U.S.C. 1681b (6)
- 15 U.S.C. 1681c (6)
- 15 U.S.C. 1681c-1 (3)
- 15 U.S.C. 1681c-2 (2)
- 15 U.S.C. 1681c(a)(3) (1)
- 15 U.S.C. 1681c(a)(5) (1)
- 15 U.S.C. 1681d (2)
- 15 U.S.C. 1681e (1)
- 15 U.S.C. 1681e(b) (3)
- 15 U.S.C. 1681f (1)
- 15 U.S.C. 1681g (1)
- 15 U.S.C. 1681h(e) (3)
- 15 U.S.C. 1681i (2)
- 15 U.S.C. 1681m (1)
- 15 U.S.C. 1681n (1)
- 15 U.S.C. 1681o (1)
- 15 U.S.C. 1681s-2 (4)
- 15 U.S.C. 1681s-2(b) (1)
- 1681 (1)
- 1681a (10)
- 1681b (6)
- 1681c (5)
- 1681c-1 (3)
- 1681c-2 (2)
- 1681c(a)(3) (1)
- 1681c(a)(5) (1)
- 1681d (2)
- 1681e (1)
- 1681e(b) (3)
- 1681f (1)
- 1681g (1)
- 1681h(e) (3)
- 1681i (2)
- 1681m (1)
- 1681n (1)
- 1681o (1)
- 1681s-2 (4)
- 1681s-2(b) (1)
- purpose of FCRA (1)
- Rail Terminal Services (1)
- Rapid Re-Score (1)
- Rapid Reporting Verification Company (1)
- rebuilding credit (1)
- Rep. Robert Wexler (1)
- Rep. Steve Cohen (1)
- reported deceased (2)
- RESPA (1)
- retail theft databases (1)
- RFIDs (1)
- Rotary Club (1)
- S. 139 (2)
- S. 1490 (2)
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