tag:blogger.com,1999:blog-7614520368611986818.post8172234658452362766..comments2024-03-22T04:19:17.629-05:00Comments on Fair Credit Reporting Act: See, I was right!Chris Kittellhttp://www.blogger.com/profile/02810831141089337996noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-7614520368611986818.post-67250064161151880392010-01-30T09:15:04.316-06:002010-01-30T09:15:04.316-06:00Yes and no. When you access your credit report (f...Yes and no. When you access your credit report (for free or for $$), it is considered a "soft" inquiry. Soft inquiries only show up on the version of your credit report that is provided to you, so you are the only person that sees this type of inquiry. Your creditors and potential creditors do not. Soft inquiries also do NOT affect your credit score.<br /><br />Hope this answers Chris Kittellhttps://www.blogger.com/profile/02810831141089337996noreply@blogger.comtag:blogger.com,1999:blog-7614520368611986818.post-60606785318489251732010-01-30T08:30:55.754-06:002010-01-30T08:30:55.754-06:00does getting a credit report free or otherwise con...does getting a credit report free or otherwise constitute an inquiry and impact your credit report?MacXman39https://www.blogger.com/profile/15352272263243258557noreply@blogger.com