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Tuesday, December 1, 2009

Explanation of 15 U.S.C. 1681f of the Fair Credit Reporting Act

Below I continue my explanation of each section of the Fair Credit Reporting Act by explaining 15 U.S.C. 1681f.

"Section 608.  Disclosures to governmental agencies [15 U.S.C. Section 1681f]

Notwithstanding the provisions of section 604 [Section 1681b] of this title, a consumer reporting agency may furnish identifying information respecting any consumer, limited to his name, address, former addresses, places of employment, or former places of employment, to a governmental agency."

[This section simply indicates that a credit bureau may provide the personal identifiers of a consumer to a governmental agency, whether the governmental agency has a permissible purpose pursuant to 1681b or not.  Nice to know that big brother can find out where you live, work or used to work for whatever reason they want to.  Or for no reason at all.]

I will begin my explanation of 1681g in the near future.

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