Recently, I have reported on identity thieves from all walks of life - elderly care workers, radio personalities, pharmacists, bank officers, etc. Today's criminal is a mortgage broker.
The Oregon Attorney General Mortgage Fraud Task Force has indicted Julian JamesRuiz, III, a Salem, Oregon mortgage broker, on charges of identity theft, forgery, mortgage fraud and aggravated theft. Ruiz is the owner and manager of American Home Modifications, a company that modifies loans. Unfortunately, his current customers won't be able to get their loans modified and are urged to contact a HUD approved counselor to avoid foreclosure or defaulting on their loans. To do so, consumers can call 800-SAFENET or go www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=OR
Ruiz faces a total of 17 counts of first degree aggravated theft, mortgage fraud, identity theft, aggravated identity theft, forgery in the first degree and criminal possession of a forged instrument in the first degree.